M5Origin Dictionary

Family / Status / Next Generation

The transmission of resources, responsibility and opportunity across generations.

Entries evolve as markets, institutions, regulation, technology and public language change.Editorial method
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17 entries / M5

A—Z index

Allowance

In family life, an allowance is money given regularly to a child or dependent for agreed uses. It is often called pocket money.

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College Fund

A college fund is money saved or invested toward future higher-education expenses, held through arrangements that depend on the family and jurisdiction.

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Dual Income

Dual income describes a household supported by earnings from two people, commonly partners.

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Family Office

A family office is an organization or professional service that coordinates financial affairs for a wealthy family; multi-family offices serve more than one family.

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Financial Literacy

Financial literacy is the knowledge and skills used to understand financial information, evaluate choices and make informed decisions about money.

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Generational Wealth

Generational wealth is money and other valuable assets transferred across generations, together with arrangements that influence how those resources are held, used and preserved.

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Inheritance

Inheritance is money, property or other assets passed to someone after another person dies.

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Nepo Baby

Nepo baby is an informal, often critical label for someone whose opportunities are helped by family connections, especially in visible or competitive industries.

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New Money

New money describes wealth acquired relatively recently by a person or family, rather than inherited through several generations.

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Old Money

Old money describes wealth established and retained within a family over generations, often associated with longstanding social connections and status.

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Pocket Money

Pocket money is a small amount given to a child for personal spending, often regularly. It commonly means the same thing as an allowance.

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Prenup

A prenup, or prenuptial agreement, is an agreement made before marriage addressing financial matters such as property and obligations, with legal effect determined by applicable law.

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Privilege

Privilege is an advantage linked to circumstances such as family resources, social position, connections or institutional access that others may not share.

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Rich Kids

Rich kids is an informal description of children or young adults growing up with substantial family financial resources.

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Sandwich Generation

The sandwich generation refers to adults supporting younger and older generations at the same time, through money, care, time or a combination.

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Stay-at-Home Mom

A stay-at-home mom is a mother whose primary work is unpaid care of children and household responsibilities rather than paid employment outside that role.

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Trust Fund

A trust fund consists of assets held and managed by trustees for beneficiaries under a trust arrangement and the law that applies to it.

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